Terms of Service

Last updated: January 17, 2026

By using CalcKit (calc-kit.com), you agree to the following terms and conditions. Please read them carefully.

1. Service Description

CalcKit provides free online calculators for financial planning, including mortgage, loan, ROI, and investment calculators. All calculators are provided for informational purposes only.

2. Free Usage

All calculators on this website are provided free of charge. You may:

• Use our calculators for personal or business planning
• Share calculator links with others
• Access calculators in multiple languages

3. Accuracy Disclaimer

Important: Calculator results are estimates only. They should not be used as the sole basis for financial decisions. Always consult a qualified financial advisor, accountant, or other professional before making important financial decisions.

4. Restrictions

You may NOT:

• Use the calculators for illegal or abusive purposes
• Attempt to scrape, copy, or redistribute our calculator code
• Attempt to bypass security or access controls on our services
• Use automated bots to access our services in an excessive manner

5. Intellectual Property

CalcKit, including all code, design, and content, is the intellectual property of its creators. The name "CalcKit" and associated branding are protected.

6. Disclaimer of Warranties

CalcKit is provided "as is" without warranty of any kind. We do not guarantee that the calculators will be error-free, uninterrupted, or accurate for your specific situation.

7. Limitation of Liability

To the maximum extent permitted by law, CalcKit shall not be liable for any indirect, incidental, or consequential damages arising from the use of our calculators or website.

8. Changes to Terms

We may update these terms from time to time. Continued use of the website after changes constitutes acceptance of the new terms.

9. Contact

For questions about these terms, contact us at: hello@calc-kit.com