Calculate your monthly mortgage payment with taxes, insurance & HOA
The monthly payment is calculated using the standard amortization formula, considering loan amount, interest rate, and term. Our calculator also adds property tax (est. 1% annual), home insurance (est. 0.5% annual), and HOA fees.
A 20% down payment is standard to avoid Private Mortgage Insurance (PMI). However, many lenders accept as little as 3-3.5% for conventional or FHA loans.
Homeowners Association (HOA) fees are monthly payments for community amenities and maintenance in condos or planned communities. They are added on top of your mortgage payment.
Contact us for custom calculator integrations and white-label solutions.